Posts tagged ‘insurance’

New Government Report: Prescription Drugs

Prescription Drugs: Trends in Usual and Customary (U&C) Prices for Commonly Used Drugs

by John E. Dicken
Paperback, 28 pages, 2011, $20.00
ISBN: 1437983057

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Prescription drug spending in the U.S. in 2009 totaled $250 billion, of which $78 billion — or 31% — was spent by the federal government. Prescription drug spending by the federal government, patients, and third-party payers, including employers, is driven by many factors, including the prices paid for drugs. This report: (1) examines usual and customary price trends for commonly used prescription drugs from 2006 through the first quarter of 2010 and compares these trends to those of other medical consumer goods and services; and (2) examines price trends using drug prices other than usual and customary. Also provides information on the extent to which prices for individual brand-name drugs changed over the course of this analysis period. Charts and tables.

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April 26, 2011 at 8:07 am Leave a comment

New Government Report: Private Health Insurance Premiums and Rate Reviews

Private Health Insurance Premiums and Rate Reviews

by Mark Newsom
Paperback, 24 pages, 2011, $20.00
ISBN: 9781437980844

“Health insurance premiums (HIP) have been trending up, while the value of coverage has trended down.  Both administrative and medical costs continue to rise, but the rate of growth in these expenses slowed between 2008 and 2009.  The rise in medical costs is primarily attributable to the price of services, not increased utilization.  This report provides an overview of the concepts, regulation, and public data regarding private HIP.  Contents of this report: (1) Intro.; (2) Drivers of HIP Increases: Health Benefits Exp.; Unit Prices; Health Service Utilization; Administrative Costs; Health Insurance Corporation Profits; The Underwriting Cycle; (3) Review of Health Insurance Rates: State Rate Filing and Reviews; Federal Reforms Affecting HIP. Charts and tables.  A print on demand report.”

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February 8, 2011 at 11:36 am Leave a comment

New Government Report: Pharmaceutical R&D and the Evolving Market for Prescription Drugs (ISBN: 1437925057)

Pharmaceutical R&D and the Evolving Market for Prescription Drugs (ISBN: 1437925057)
By David Austen and Colia Baker
(Paperback, 8 pages, 2009, $10.00)

Investment in Research and Development (R&D) over the past several decades has produced a wealth of valuable new drug therapies that have made it possible to treat major illnesses that were not treated previously or were not treated as effectively.

As the scope of available drug therapies expanded, spending on prescription drugs became the fastest-growing category of total spending on health care in the U.S. Between 1994 and 2004, real (inflation-adjusted) spending on prescription drugs rose at an average annual rate of 11.1%, compared with 3.5% for hospital care and 4.3% for physicians’ services.

More recently, however, that growth has slowed: From 2004 to 2007, drug expenditures grew by an average of just 3.2% per year, slightly less than the rate of growth in overall health care spending. As a fraction of total spending on health care, spending on prescription drugs rose from 6% in 1994 to around 11% in 2004, where it has remained.

That slowdown in the rate of growth in spending reflects changes in both the supply of and the demand for prescription drugs. The greater the expected revenue from a prospective new drug, the more willing a drugmaker will be to invest to develop it. Those decisions will help determine which drug therapies become available in the future and thus will affect future growth in health care costs.

This report describes the current state of investment in drug R&D and the factors that influence it. It also examines how various policy options to control the growth in health care costs or to expand insurance coverage could affect R&D spending. Figures.

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July 22, 2010 at 8:00 am Leave a comment

Weekly Book Special: Mystery of the Russian Ruby: A Pop-Up Whodunit (ISBN: 0525452745)

Weekly Book Special: July 13th-July 19th

Recently Russian spies were caught in the United States. Solve your own Russian mystery with this week’s special:

Mystery of the Russian Ruby:
A Pop-up Whodunit

Written and Illustrated by Iain Smyth.
Hardcover no dustjacket, 12 pages. ISBN: 0525452745
List Price: $17.00, Lowest Price: $19.07, OUR PRICE: $9.95

Russian RubyCalling all detectives: Welcome to the Mystery of the Russian Ruby — a pop-up whodunit with three different endings! Who has stolen the priceless jewel? Lift flaps to reveal hidden clues and secret facts to help you find the thief.

There are six suspects: Angelica, Countess Wilby, Major Stropp, Tilly the Maid, Professor Proudfoot and Spencer the Butler. There are six clues: a blow dart, an insurance policy, a dagger, a bottle of sleeping lotion, a manual on cracking safes and the library key.

By turning a wheel, you can solve this shocking crime once — twice — three times!

Our favorite spread is the final page detailing “The Suspects” (click to enlarge):

The Suspects“This wonderful book has many moving pictures and characters that surround the castle,” writes Nadia Herbish in Ukrainian on her “My Easel” arts and culture blog. She gave it as a gift, and “it attracted all the children [of] guests who visited our house.”

“Each of the six spreads yields enough clues, in fact, to delight [Detective Sherlock] Holmes himself,” writes Publisher’s Weekly in a review.

“Top Secret dossiers on each character can be slid out of the pages, while various flaps and pull-tabs reveal hidden architectural passages, concealed weaponry, and contraband lurking in various valises. Aspiring sleuths will echo the cry, ‘Egad, the game’s afoot.'”

This book is discounted only through July 19th.
Purchase it for $9.95 (list price $17.00):

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Gift Certificate In addition, let your loved one, relative or friend choose a unique gift from our extensive selection of nearly 40,000 hard-to-find books and prints. Give a gift certificate in any amount. Add to Cart

July 13, 2010 at 1:28 am 1 comment

New Government Report: Consumer Action Handbook, 2010 Edition

Consumer Action Handbook: 2010 Edition
Edited by Stephen R. Leeds (Paperback, 169 pages, 2010, $30)

Part I — Be A Savvy Consumer: Buyer Beware; Banking; Cars; Credit; Financing Your Education; Employment; Food and Nutrition; Health Care; Housing; Insurance; Internet; Investing; Phones; Privacy Protection and Identity Theft; Smart Home Shopping; Telemarketing and Unwanted Mail; Travel; TV; Wills and Funerals.

Part II — Filing a Complaint: Contact the Seller; Contact Third Parties; Sample Complaint Letter: Dispute Resolution Programs; Small Claims Court; Legal Help and Information; Report Fraud and Safety Hazard.

Part III — Key Information Resources: For Teachers; For Persons with Disabilities; For Military Personnel.

Part IV — Consumer Assistance Directory. Illustrations.

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May 4, 2010 at 9:00 am Leave a comment

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